Cola 2025 Estimate Speed. In 2025, the average monthly social security payment will be $1,968, which is far below what most need to cover basic costs like rent, food, and utilities. The 2025 cola is lower than 2024's 3.2%, and much lower than 2023's 8.70% increase.
According to the latest estimate, the projected social security cola increase for 2025 will be 2.63%. The 2025 cola adjustment offers a financial uplift to millions of retirees and other social security beneficiaries, ensuring that benefits keep pace with inflation.
