Cola For 2025 Estimate Mortgage. Mortgage rates will continue to average above 6% next year, and home prices will keep rising, the realtor.com® economic research team predicts in its new 2025 housing. The higher mortgage rate outlook has prompted mba to revise projections for housing market activity in 2025.
In 2024, each monthly forecast for the 2025 cola has been higher than the previous one. While the fed has signaled plans for one more rate cut for 2024, housing market experts expect mortgage rates to remain stubbornly high and only gradually ease as we move into 2025.