How Much Will Mortgage Rates Go Down In 2025. While forecasts can vary, experts generally expect rates to be around 6% by the end of 2025. Are mortgage rates likely to go down in 2025?
A slower, more gradual path downward for the federal funds rate could mean that 2025 mortgage rates improve less than initially anticipated. The mortgage bankers association predicts in its november mortgage finance forecast that mortgage rates will gradually slide from 6.6% at the beginning of 2025 to 6.3% throughout 2026.